Discovering that your personal information has been compromised is stressful, but taking charge of your credit is one of the most effective ways to stop fraud. Identity thieves can use your Social Security number (SSN) to open credit cards, secure loans, and rack up debt—all in your name. To prevent these unauthorized accounts from ruining … Read more
If you are worried that your Social Security number has been exposed in a data breach, or if you are an active victim of identity theft, securing your credit file is your most urgent priority. When researching how to protect yourself, you will immediately encounter two main options: a fraud alert and a credit freeze. … Read more
If your Social Security number has been stolen, freezing your credit is the single most powerful action you can take to protect your finances. When a thief has your SSN, they have the master key to your identity. By freezing your credit, you change the locks. A credit freeze—also known as a security freeze—stops scammers … Read more
